Most banks pay exceptionally low interest in checking and savings accounts—many times lower than U.S. market interest rates. Every $1 million affected leads to $100,000+ in opportunity costs over a 10 year period.
Antigravity Investments has helped clients overcome these opportunity costs and gain millions of dollars by placing funds in higher-yielding options.
Our safest solution involves partnering with institutions that analyze yields at hundreds of banks. These institutions allow clients to open one account and have their funds automatically deposited at the highest-interest banks. Since the FDIC only insures up to $250,000 per depositor per bank, this solution is actually safer than a normal bank account since it distributes money across many banks, which can support up to $75 million in FDIC insurance.
For most clients, we recommend our higher-interest savings solutions. We have a strategy that places client funds in industry leading money market funds, which is even safer than the average US bank according to our risk analyses. We also have strategies that invest in higher-interest bond funds during stable times and money market funds during less stable times to maximize client returns and minimize risk exposure.
This deck covers the backtested historical performance of our cash and money market strategies, as well as our higher-return bond strategies: See slides 6–9 in our deck for more information.